:root{
    --navy:#14254a; --navy-2:#1d3466; --blue:#1f4fb3; --teal:#0b7480; --teal-bright:#18a7b5; --teal-soft:#e3f5f7;
    --ink:#1b2333; --muted:#5b6578; --line:#e3e7ee; --bg:#ffffff; --bg-2:#f5f7fb;
    --radius:14px; --shadow:0 10px 30px rgba(20,37,74,.10);
  }
  *{box-sizing:border-box;margin:0;padding:0}
  .skip-link{position:absolute;left:-9999px;top:8px;z-index:1000;background:#fff;color:var(--navy);padding:12px 18px;border-radius:8px;font-weight:700;box-shadow:var(--shadow)}
  .skip-link:focus{left:12px}
  :focus-visible{outline:3px solid #f5a623;outline-offset:3px;border-radius:4px}
  .sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
  @media (prefers-reduced-motion:reduce){*,*::before,*::after{animation:none!important;transition:none!important;scroll-behavior:auto!important}}
  html{scroll-behavior:smooth}
  body{font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6;font-size:16px}
  a{color:var(--blue);text-decoration:none}
  img{max-width:100%;display:block}
  .wrap{max-width:1160px;margin:0 auto;padding:0 20px}
  h1,h2,h3{font-family:Fraunces,Georgia,serif;color:var(--navy);line-height:1.15}
  h2{font-size:clamp(28px,4vw,40px);margin-bottom:12px}
  .eyebrow{font-size:13px;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--teal);margin-bottom:10px}
  .lead{color:var(--muted);font-size:18px;max-width:640px}
  section{padding:88px 0}
  .btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font-weight:600;border-radius:999px;padding:14px 26px;font-size:16px;transition:transform .15s,box-shadow .15s,background .15s;cursor:pointer;border:2px solid transparent}
  .btn:hover{transform:translateY(-1px)}
  .btn-primary{background:var(--teal);color:#fff;box-shadow:0 8px 20px rgba(11,116,128,.30)}
  .btn-primary:hover{background:#095f69}
  .btn-ghost{border-color:rgba(255,255,255,.55);color:#fff}
  .btn-ghost:hover{background:rgba(255,255,255,.1)}
  .btn-outline{border-color:var(--navy);color:var(--navy)}
  .btn-outline:hover{background:var(--navy);color:#fff}

  /* Top bar + nav */
  .topbar{background:var(--navy);color:#cfd8ea;font-size:14px}
  .topbar .wrap{display:flex;justify-content:space-between;gap:12px;padding-top:8px;padding-bottom:8px;flex-wrap:wrap}
  .topbar a{color:#fff;font-weight:600}
  header.nav{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
  header.nav .wrap{display:flex;align-items:center;justify-content:space-between;height:76px;gap:16px}
  .logo img{height:48px;width:auto}
  .logo .fallback{display:none;font-family:Fraunces,serif;font-weight:700;font-size:22px;color:var(--navy)}
  nav ul{display:flex;gap:26px;list-style:none;align-items:center}
  nav ul a{color:var(--ink);font-weight:500;font-size:15px}
  nav ul a:hover{color:var(--blue)}
  .nav-cta{display:flex;gap:10px;align-items:center}
  .nav-cta .btn{padding:10px 20px;font-size:15px}
  .menu-btn{display:none;background:none;border:0;cursor:pointer;padding:8px}
  .menu-btn span{display:block;width:24px;height:2px;background:var(--navy);margin:5px 0}

  /* Hero */
  .hero{background:
      radial-gradient(900px 500px at 85% 10%,rgba(24,167,181,.35),transparent 60%),
      linear-gradient(135deg,var(--navy) 0%,var(--navy-2) 60%,#23407a 100%);
    color:#fff;padding:96px 0 110px;position:relative;overflow:hidden}
  .hero .wrap{display:grid;grid-template-columns:1.15fr .85fr;gap:48px;align-items:center}
  .hero h1{color:#fff;font-size:clamp(36px,5.4vw,60px);margin-bottom:18px}
  .hero h1 em{font-style:normal;color:#7fe0ea}
  .hero p{color:#d6def0;font-size:19px;max-width:560px;margin-bottom:30px}
  .hero .ctas{display:flex;gap:14px;flex-wrap:wrap}
  .badges{display:flex;gap:18px;flex-wrap:wrap;margin-top:34px;font-size:14px;color:#c4cfe6}
  .badges span{display:flex;align-items:center;gap:8px}
  .badges svg{flex:none}
  .hero-card{background:#fff;color:var(--ink);border-radius:20px;padding:30px;box-shadow:0 30px 60px rgba(0,0,0,.25)}
  .hero-card h3{font-size:24px;margin-bottom:6px}
  .hero-card p{color:var(--muted);font-size:15px;margin-bottom:20px}
  .choice{display:flex;align-items:center;justify-content:space-between;padding:16px 18px;border:1px solid var(--line);border-radius:12px;margin-bottom:12px;font-weight:600;color:var(--navy);transition:border-color .15s,background .15s}
  .choice:hover{border-color:var(--teal);background:var(--teal-soft)}
  .choice small{display:block;font-weight:400;color:var(--muted);font-size:13px}
  .hero-card .phone{margin-top:16px;text-align:center;font-size:14px;color:var(--muted)}
  .hero-card .phone a{font-weight:700}

  /* Programs */
  .programs{background:var(--bg-2)}
  .grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:44px}
  .card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;transition:box-shadow .2s,transform .2s}
  .card:hover{box-shadow:var(--shadow);transform:translateY(-3px)}
  .icon{width:48px;height:48px;border-radius:12px;background:var(--teal-soft);display:grid;place-items:center;margin-bottom:16px}
  .card h3{font-size:21px;margin-bottom:8px}
  .card p{color:var(--muted);font-size:15px}
  .card-wide{grid-column:1/-1;display:grid;grid-template-columns:1fr 1.2fr;gap:28px;align-items:center;background:linear-gradient(135deg,#fff,var(--teal-soft));border-color:#bfe6ea}
  .tags{list-style:none;display:flex;flex-wrap:wrap;gap:10px}
  .tags li{background:#fff;border:1px solid #bfe6ea;color:var(--navy);font-weight:600;font-size:14px;padding:8px 14px;border-radius:999px}
  @media (max-width:760px){.card-wide{grid-template-columns:1fr}}

  /* Steps */
  .steps{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;margin-top:44px;counter-reset:s}
  .step{position:relative;padding:26px;border-radius:var(--radius);border:1px solid var(--line)}
  .step::before{counter-increment:s;content:counter(s);display:grid;place-items:center;width:40px;height:40px;border-radius:50%;background:var(--navy);color:#fff;font-weight:700;margin-bottom:14px}
  .step h3{font-size:19px;margin-bottom:6px}
  .step p{color:var(--muted);font-size:15px}

  /* Quote / inquiry */
  .quote{background:var(--bg-2)}
  .quote .wrap{display:grid;grid-template-columns:.8fr 1.2fr;gap:44px;align-items:start}
  .checks{list-style:none;margin:24px 0 28px}
  .checks li{display:flex;gap:10px;margin-bottom:12px;color:var(--ink)}
  .checks li::before{content:"";flex:none;width:22px;height:22px;border-radius:50%;background:var(--teal) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3'%3E%3Cpath d='M5 12l5 5L20 7'/%3E%3C/svg%3E") center/14px no-repeat;margin-top:2px}
  .frame-box{background:#fff;border:1px solid var(--line);border-radius:20px;box-shadow:var(--shadow);overflow:hidden}
  .frame-box iframe{width:100%;height:720px;border:0;display:block}
  .frame-note{font-size:14px;color:var(--muted);padding:14px 20px;border-top:1px solid var(--line);background:#fafbfd}

  /* About */
  .about .wrap{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
  .about-panel{background:linear-gradient(160deg,var(--navy),var(--navy-2));color:#fff;border-radius:22px;padding:40px}
  .about-panel h3{color:#fff;font-size:26px;margin-bottom:4px}
  .about-panel .role{color:#9fdde4;margin-bottom:24px}
  .stats{display:grid;grid-template-columns:1fr 1fr;gap:18px}
  .stat{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.12);border-radius:14px;padding:18px}
  .stat b{display:block;font-family:Fraunces,serif;font-size:28px;color:#fff}
  .stat span{font-size:14px;color:#c4cfe6}
  .about p{color:var(--muted);margin-bottom:16px}

  /* States */
  .states{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:40px}
  .state{border:1px solid var(--line);border-radius:var(--radius);padding:26px;text-align:center}
  .state .abbr{font-family:Fraunces,serif;font-size:44px;font-weight:700;color:var(--teal);line-height:1}
  .state h3{font-size:20px;margin:8px 0 4px}
  .state p{color:var(--muted);font-size:14px}

  /* CTA band */
  .band{background:linear-gradient(120deg,#0b6a75,#0d5c86);color:#fff;padding:64px 0}
  .band .wrap{display:flex;justify-content:space-between;align-items:center;gap:24px;flex-wrap:wrap}
  .band h2{color:#fff;margin:0}
  .band p{color:#e6f7f9}
  .band .btn-white{background:#fff;color:var(--navy)}
  .band .btn-white:hover{background:#eef4ff}

  /* Contact */
  .contact .wrap{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
  .contact .card h3{font-size:18px}
  .contact .card a{font-weight:600}

  /* Footer */
  footer{background:#0d1a36;color:#aeb9d1;font-size:14px;padding:56px 0 30px}
  footer .cols{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:36px;margin-bottom:36px}
  footer h4{color:#fff;font-size:15px;margin-bottom:12px;font-family:Inter,sans-serif}
  footer a{color:#dfe6f5}
  footer ul{list-style:none}
  footer li{margin-bottom:8px}
  .legal{border-top:1px solid rgba(255,255,255,.1);padding-top:24px;display:flex;gap:18px;align-items:flex-start}
  .ehl{flex:none;width:52px;height:52px;background:#fff;border-radius:6px;padding:5px}
  .legal p{margin-bottom:8px;font-size:13px;line-height:1.55}
  .legal strong{color:#fff}

  /* Mobile */
  @media (max-width:960px){
    .hero .wrap,.quote .wrap,.about .wrap{grid-template-columns:1fr}
    .grid{grid-template-columns:1fr 1fr}
    .steps{grid-template-columns:1fr 1fr}
    footer .cols{grid-template-columns:1fr 1fr}
    nav ul{display:none}
    .menu-btn{display:block}
    nav.open ul{display:flex;flex-direction:column;position:absolute;top:76px;left:0;right:0;background:#fff;padding:18px 20px;border-bottom:1px solid var(--line);gap:16px;align-items:flex-start}
  }
  @media (max-width:640px){
    section{padding:64px 0}
    .hero{padding:64px 0 76px}
    .grid,.steps,.states,.contact .wrap,footer .cols{grid-template-columns:1fr}
    .nav-cta .btn-outline{display:none}
    .logo img{height:40px}
    .frame-box iframe{height:760px}
    .topbar .hide-sm{display:none}
  }

/* Blog */
.crumbs{font-size:14px;color:var(--muted);margin-bottom:18px}
.crumbs a{color:var(--muted)}
.post-hero{background:linear-gradient(135deg,var(--navy),var(--navy-2));color:#fff;padding:64px 0 56px}
.post-hero h1{color:#fff;font-size:clamp(30px,4.6vw,48px);max-width:820px;margin-bottom:14px}
.post-hero .crumbs,.post-hero .crumbs a{color:#b9c6e2}
.meta{color:#c4cfe6;font-size:15px}
.post-wrap{max-width:760px;margin:0 auto;padding:56px 20px 80px}
.post-wrap h2{font-size:28px;margin:40px 0 12px}
.post-wrap h3{font-size:21px;margin:26px 0 8px}
.post-wrap p{margin-bottom:16px;font-size:17px}
.post-wrap ul{margin:0 0 18px 22px}
.post-wrap li{margin-bottom:8px;font-size:17px}
.post-wrap a{text-decoration:underline;text-underline-offset:2px}
.tldr{background:var(--teal-soft);border-left:4px solid var(--teal);border-radius:10px;padding:20px 24px;margin-bottom:32px}
.tldr h2{font-size:20px;margin:0 0 10px}
.tldr ul{margin-bottom:0}
.faq{margin-top:48px;border-top:1px solid var(--line);padding-top:12px}
.faq details{border:1px solid var(--line);border-radius:12px;padding:16px 20px;margin-bottom:12px;background:#fff}
.faq summary{font-weight:600;cursor:pointer;color:var(--navy)}
.faq details p{margin:10px 0 0;font-size:16px;color:var(--muted)}
.author{display:flex;gap:16px;align-items:center;background:var(--bg-2);border-radius:14px;padding:20px;margin-top:40px}
.author .av{flex:none;width:56px;height:56px;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;font-family:Fraunces,serif;font-weight:700;font-size:20px}
.author p{margin:0;font-size:15px;color:var(--muted)}
.post-cta{background:var(--navy);color:#fff;border-radius:18px;padding:30px;margin-top:40px}
.post-cta h2{color:#fff;margin:0 0 8px;font-size:24px}
.post-cta p{color:#d6def0}
.post-cta .btn{margin:6px 10px 0 0;text-decoration:none}
.post-cta .btn-ghost{text-decoration:none}
.bloglist{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:40px}
.bcard{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;color:var(--ink);transition:box-shadow .2s,transform .2s}
.bcard:hover{box-shadow:var(--shadow);transform:translateY(-3px)}
.bcard .tag{font-size:12px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--teal);margin-bottom:8px}
.bcard h3{font-size:20px;margin-bottom:8px}
.bcard p{color:var(--muted);font-size:15px;flex:1}
.bcard .more{margin-top:14px;font-weight:600;color:var(--blue)}
@media (max-width:960px){.bloglist{grid-template-columns:1fr 1fr}}
@media (max-width:640px){.bloglist{grid-template-columns:1fr}.post-wrap{padding-top:40px}}